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Age: 18, and fresh-faced with it Height: 6ft, and she's probably still growing from all those stretches Star sign: Sagittarius (energetic, upbeat, fun) Subject: Medicine - she loves it, so it doesn't seem like work On the stereo: Punjabi MC, Blink 182, and lots of dance compilations On the back: Nike sports top. Fashionable gymwear to keep her looking good and sweat-free On the lash: likes hi-energy drinks (loves to pull a Red Bull to get her going. On the plate: plenty of fibre, boiled eggs for protein and iron for extra stamina, though she loves the occasional chicken vindaloo On the road: top of the range Raleigh mountain bike On holiday: Rock Climbing On the doormat: Health and Fitness, a collection of lifestyle and healthy food mags Hobbies: running, cycling, triathlon, netball - nothing's too much for her Part-time job: works in a pharmacy called The Best Medicine |
His take on the year: Ace! I managed to keep my fitness levels up and train three times a week as well as keeping on top of the work and socialising. What's your favourite part of uni life? My early-morning smug-run around campus when most other students are making their way home. And the worst?The late nights What have you missed most? The big swimming pool in the leisure centre back home. There's a gym at uni, but no pool and I don't fancy trying the river. What has been the greatest surprise? That I'm managing to keep up with work, socialising, fitness and the part-time job, just by scheduling my time efficiently. How have you coped with money? Most of my outgoings are offset by the job, and the beauty is that the best thing in life, running, costs nothing at all! What would your top financial tip be for other students? Get a job working in a place related to your hobby, like a pharmacy, sports shop, fashion boutique, art or recording studio. That way you learn while you earn, and can also get a discount on services and products. |
BudgetHousehold income: £35,000IncomeNikki studies away from home in London so she gets a higher loan. She's entitled to £5,865 per year and also receives a maintenance grant worth £305 per year, which she doesn't have to pay back. Her university pays her a non-repayable £500 bursary to help. Her folks contribute £900 per year and she earns £2,016 per year from her part-time job. Total income: £10,085 ExpenditureNikkiÕs expenditure is £8436 a year. She cycles to save money on transport, but her accommodation is £5,280 per year. Her utilities are included in her rent but she spends most money on her healthy food to keep her brain and body healthy. RepaymentIf Nikki got a job after her graduation earning £28,000 per year, she would pay her loan back £25 a week! To work out a detailed budget use UNIAID's Student Calculator |
Course fees are also payable and a loan to cover this cost is available. Course fees don't have to be paid back until a student is earning over £15,000! BACK TO THE TOP |
